Frequently Asked Questions

Find answers to questions we get asked the most regarding insurance below.
Is Kovered free to use?

Kovered is 100% free to use. No hidden fees. No surprises.

Does insurance shopping affect my credit score?

No. Shopping for insurance does not affect your credit standing. Insurance companies may run a soft pull on your credit which does not impact your credit score, unlike a hard pull.

How does Kovered get paid?

Insurance carriers pay Kovered a commission for every policy we write. You save money. Insurance carriers pay us. Win-win.

Does Kovered upcharge quotes from insurance companies?

No. We get our quotes directly from the insurance carriers. What they quote, is what we quote. Period.

What kind of insurance can Kovered help with?

Kovered specializes in auto, home, commercial, renters and life insurance.

Does Kovered sell customer information to third parties?

NO. Kovered is not a lead company like other insurance sites. We are an insurance agency. We pride ourselves on writing good insurance policies and never selling your information to a third party.