Insurance for Hotshot Trucking
Whether you’re renewing insurance for your hotshot trucking business or starting a new hotshot operation, Kovered can provide you with a free comparative quote. This could save you thousands on your insurance costs per year.
What is Hotshot Trucking insurance?
Hotshot trucking insurance is a commercial auto policy specializing in time-sensitive delivery of less-than-truckload cargo, usually with a heavy-duty pickup truck and trailer. Hotshot trucking is a high-risk, high-reward business and needs a proper insurance policy to protect you from claims.
What are the hotshot trucking insurance requirements?
- A Commercial Driver’s License will be required for any loads over 10,000 pounds.
- You will need a DOT# and MC# if you are hauling across state lines.
- A minimum of $750,000 liability coverage is required, but most shippers and load brokers will require $1,000,000.
- A minimum of $5,000 cargo coverage is required, but most shippers and load brokers will require $100,000.
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